Get Your Rate and Get Paid Faster
Get your factoring rate in minutes, no obligations.
A Clearer Choice for Fast-Moving Trucking Companies
Traditional Factoring Companies
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No payments when banks are closed
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No weekend holiday payments
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Monthly minimums required
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No after hours purchase decision
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No integrated insurance solutions
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Fuel cards with annual and monthly fees
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Simple and quick
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Only accounts receivable as collateral
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Triumph
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24/7 funding in minutes (even holidays and weekends)
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Skip the ACH & Wire Fee (when funding to LoadPay)
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Access and speed your funds in minutes
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No minimums, no reserves
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Transparent rates. No surprise rate increases
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Purchase decision in seconds
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Integrated truck insurance solutions
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Fuel card with no annual or monthly fees
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We're Your team!
Our team of experts is here to walk you through the application process so you can start getting paid! Call us at (833) 242-2114, or submit the form at the top of this page to get started
Fast Decisions. Fast Funds. Fuel Savings. Full Support.
Whether you're on the road or planning your next load, you need fast answers and dependable tools. Triumph delivers instant decisions* on approved loads, quick payments, and banking built for trucking.
Get approved in seconds when factoring, then get paid in minutes** through your LoadPay account. Use your debit card for everyday purchases and your expense card to manage team spending.
Save on fuel, protect your fleet with insurance, and keep it all in one wallet. Trusted by thousands of carriers, Triumph helps your business move forward.
*On average, clients receive an invoice eligibility decision within 90 seconds, with 23 seconds as the median timeframe.
**Get paid in minutes – Instant invoice payments are typically available in your LoadPay debit account within minutes, upon scheduled payment date.
We're Your team!
Our team of experts is here to walk you through the application process so you can start getting paid! Call us at (833) 242-2114, or submit the form at the top of this page to get started
Frequently Asked Questions: Accelerate Your Fleet Operations
How Long Does It Take to Get Funded?
When you use Triumph Factoring through LoadPay, eligible invoices are funded in minutes, 24 hours a day, 365 days a year.
Why do trucking companies choose Triumph?
Through our factoring and payments divisions, Triumph pays more trucking companies than any other organization. We bring together factoring, banking and fuel cards, insurance and other trucking solutions.
Our team of experts knows trucking. We have been working with trucking companies for more than 20 years.
Does Triumph offer non-recourse contracts?
Yes. Triumph offers both recourse and non-recourse contracts. Our team will speak to you about which makes the most sense for your business.
Our non-recourse contracts protect you in case one of your customers is unable to pay due to insolvency.
How Quickly Can I Get Set Up for Factoring?
Our team of experts will talk to you and move quickly to make sure there are no gaps in your cash flow.
Do You Offer a Fuel Card and Credit Line?
Yes. Active factoring clients* get up to a $2,500 credit line per truck with our fuel card.
Can I Reduce the Time I Spend on Back-Office Tasks?
Yes. You can handle invoices, track expenses, and see cash flow from one dashboard. That means less paperwork and more time on the road.
How Can I Control Fuel Costs and Protect My Margins?
Our tools link your invoice payments directly to fuel purchases. You track spending in real time and avoid costly delays.
What Tools Do You Offer to Help Me Grow My Fleet and Retain Drivers?
You can pay drivers on time and provide clear payment details. That builds trust and helps keep your team together as your fleet grows.
Do I Need a Separate Account to Receive Funds?
No. All your factoring proceeds go directly into your LoadPay debit account. This reduces transfer fees and keeps your operations centralized.