Individual may have a business relationship with Triumph, including compensation.
Accelerate freight payments with LoadPay banking & 24/7 factoring
“As tax professionals for truckers, we know the value of predictable cash flow. Triumph is our choice for business owners who value transparency, professionalism and consistency in a financial partner that gets trucking.”
ATBS is a separate third-party company and is not affiliated with TBK Bank, SSB. Triumph does not share your personal information with ATBS unless you choose to engage directly with their website. ATBS has a business relationship with Triumph. Endorsements may not be representative of all users.
A partnership built for modern owner-operators
Lightning Fast Payout
By factoring with Triumph and Linking your LoadPay account to your portal, you unlock instant invoice approvals and payments.
Works with Your Back Office
Pairs naturally with ATBS accounting and bookkeeping services.
Built for Owner‑Operators
Because everything automatically pushes to and from LoadPay, you see your payments and business expenses in one platform
Lane Rate Insights Built In
Get on-demand lane information right inside the LoadPay application. Plan your trip based on your cash flow in real-time.
1 Instant payments are typically available in your LoadPay debit account within minutes.
Ready to get started?
Open a LoadPay bank account to start gaining control and visibility into your cash flow. With LoadPay with Triumph Factoring, you get access to freight payments on approved invoices in minutes.
"As a long-time trucker, I know how important cash flow is to an owner-operator. That’s why I’ve partnered with Triumph to help truckers get paid for their loads FAST, not waiting 30, 60 or 90+ days to get paid."
Sammy Lloyd, Triumph client & Make Cents YouTube Creator
Top benefits of combining Triumph Factoring with LoadPay
Get Paid in Minutes, Not Weeks
Turn approved invoices into cash—so fuel, maintenance, and payroll never slow you down.
No Long‑Term Debt
Factoring is not a loan. You use it when you need it—no fixed payments, no balance hanging over your head.
No Minimums. No reserves
From one truck to a growing fleet, Triumph understands seasonal freight, fuel spikes, and payment timing pressures.
Reduce Stress. Increase Control
Predictable cash flow helps you plan taxes, expenses, and growth with confidence.
LoadPay is a deposit account offered by TBK Bank, SSB, Member FDIC. Factoring services are separate financial products and are not deposits and are not FDIC insured.
Apply Today
Get started with a LoadPay bank account or get the best of both with Triumph Factoring. Have questions? Our specialists are available at 866-638-4941
Third party services referenced on this page are offered by independent providers and are subject to their own terms, conditions and privacy policies.